Fintech ERP with banking-grade security and automated reports for regulators
Automates compliance and regulatory reports. Essential for any fintech operating in the U.S. with 30+ employees.
Three-year Return on Investment (Nucleus Research)
Payment processing reduction
Faster implementation than similar options
Do you know how much it costs a fintech to operate without automated compliance?
These are the most common problems faced by financial services companies
Regulatory non-compliance
The CFPB can fine up to $750K USD and suspend operations for incorrect reports
Loss of licenses due to lack of controls
85% of fintechs that lose their license do so due to deficiencies in internal controls and reporting
Costly manual audits
Average annual expenses of $140K USD in consulting and audit procedures
Slow report generation
An average of 120 hours per month spent preparing manual reports for multiple regulators
CASE STUDY: A payments fintech avoided a $400K USD fine by automatically detecting irregularities before a CFPB audit
The ERP solution that enables fintechs to ensure regulatory compliance
Automate, secure, and grow your fintech with a cutting-edge, cloud-based ERP integrated with Artificial Intelligence to ensure regulatory compliance.
Full control of financial operations
Get reports in seconds designed to comply with current regulations. From financial startups to consolidated fintechs.
✅ Banking-level security
✅ Automated regulatory compliance
✅ Executive and detailed dashboard
✅ Real-time financial visibility
Features designed for Fintech
Each module is designed to address the unique challenges of fintechs, ensuring efficient, secure operations in full compliance with current regulations.
24/7 security and controls
Automated internal controls, segregation of duties, and continuous audits
Instant reporting
Customize reports to comply with current financial regulatory authorities.
Operations analytics
Continuous monitoring of indicators with automatic alerts and executive reports
Transaction monitoring
Secure processing, automatic reconciliation, and full transaction traceability
Secure Banking Integrations
Certified APIs with banks, payment processors, and core banking systems
Process Automation
Approval workflows, multi-account reconciliations, and automatic cloud-based settlements.
Why do fintechs choose NetSuite and Efficientix?
- Real-time dashboards Complete visibility of portfolio, liquidity, risks, and key financial KPIs in one place.
- Fast implementation without compromising security 12-week implementation while maintaining banking controls from day one.
- Ultra-agile customer onboarding and response Automated processes allow registering clients, validating applications, and managing loans or payments in minutes, not days, improving the experience without sacrificing security.
"With NetSuite, implemented by Efficientix, we went from 40 hours a week on regulatory reports to having almost everything automated."
CFO
Lending fintech
Real results from financial services companies like yours
Digital Payments Platform - \$100M USD processed per month
Before Efficentix
❌ Time spent on reports: 45 hrs/week
❌ Regulatory authority observations: 12
❌ Reconciliation time: 5 days
❌ Compliance costs: $160K USD/year
After (9 months)
✅ Time spent on reports: 4 hrs/week
✅ Regulatory authority observations: 1
✅ Reconciliation time: Real time
✅ Compliance costs: $40K USD/year
RESULT: $120K USD annual savings + zero regulatory sanctions + flawless audits
Scale your fintech and forget regulatory problems
Join the fintechs that have real-time transaction monitoring with NetSuite.
Request your free demo
Frequently Asked Questions about Oracle NetSuite for Fintech
Oracle NetSuite is a modern, end-to-end business management software that centralizes finance, accounting, CRM, billing, and regulatory compliance in one unified platform.
Fintech companies and SOFIPOs use it to gain real-time financial visibility, ensure global scalability, and comply with regulations such as SOX, KYC, and AML. It also simplifies international expansion by managing multiple entities and currencies.
NetSuite
stands out for its scalability, security, and built-in compliance. It’s designed to handle high transaction volumes, subscription models, advanced billing, and revenue recognition.
With this, both SOFIPOs and fintech companies can rely on a robust ecosystem that supports structured growth, provides clear visibility of cash flow, and enables quick responses to regulatory audits.
By automating processes such as financial close, budgeting, reporting, and financial consolidation, NetSuite reduces manual errors and processing time. This leads to improved financial accuracy, stronger compliance, and greater operational agility.
Companies that implement NetSuite report about a 25% reduction in costs and a 20% increase in operational efficiency.
The cost of implementing NetSuite varies depending on the size and specific needs of the company.
For a fintech, first-year licensing and go-live costs start at around $25,000 USD. Factors such as the number of users, required modules, and process complexity have a direct impact on the final price.
To receive a tailored quote for your operations and goals, click here.
Having a world-class ERP platform like NetSuite conveys professionalism, reliability, and control. The system provides accurate reporting, full data visibility, and auditable traceability—which boosts investor confidence and supports fundraising rounds.
It also enables structured growth and scalability in regulated markets, demonstrating operational maturity.
Oracle NetSuite ensures data security through globally distributed servers and a robust infrastructure that includes two-factor authentication (2FA), strong password policies, role-based access, and advanced encryption. In addition, it complies with international security standards such as SOC I, SOC II, ISO 27001, and ISO 27018—guaranteeing the protection of your business data at all times.
NetSuite easily connects with payment gateways like Mercado Pago, OpenPay, or Conekta, ensuring secure collections and automatic reconciliations.
For credit origination, it can integrate with regional platforms such as Círculo de Crédito, Destácame, or even proprietary scoring systems—speeding up approvals and loan disbursements. This way, fintech companies and SOFIPOs can manage the entire credit cycle in a fast and reliable way.
NetSuite centralizes financial management, accounting, billing, CRM, and risk control in a single platform.
It includes customizable dashboards, real-time reporting, and analytics tools that allow CFOs and operations managers at fintech companies and SOFIPOs to monitor revenue, loans, transactions, and regulatory compliance—making it easier to make fast, accurate decisions and scale operations safely and efficiently across Mexico and Latin America.
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NetSuite’s cloud-based ERP integrates artificial intelligence for predictive analytics, automation, and operational efficiency.
Its medium-term TCO is lower than SAP B1 and Microsoft Dynamics BC because it eliminates on-premise infrastructure and reduces maintenance. Fintech companies, SOFIPOs, and growing businesses gain scalability, full operational visibility, and data-driven decision-making—allowing them to operate with agility, profitability, and security across Mexico and Latin America.
We have a strong track record implementing Oracle NetSuite for wholesale companies in Mexico. Since 2010, we’ve successfully completed more than 100 projects across industries such as retail, distribution, manufacturing, and services.
We’ve built multiple success stories by helping companies centralize scattered information and optimize their operations.
In addition, we’re recognized as a 4-star Solution Provider by the Software Selección portal.
